If you’re looking for the truth about down payment requirements and 1^st time home buyer grants you have come to the right place.  There are a lot of myths out there regarding what is required for a down payment to get a good loan at a low rate. 

Many people think that you need 20% down in order to get a fixed loan with a great interest rate, but that COULDN’T be farther from the truth.  Here at Fairway Mortgage we still offer a program with100% financing. if you don’t qualify for that program, we have loans that only require a 3.5% down payment. That down payment could even be from an approved down payment assistance program or a gift from a family member. 

Give us a call today or Apply Now and we can see what loan program will work best for you.

Here is a list of our approved Down Payment Assistant Programs.  

Eau Claire's Down payment / Closing cost loan program
Up to 3,300 towards down payment and closing costs.
Click here for program application

 City of Eau Claire Homeownership Program
Under this program, low- to moderate- income families rent homes with an option to purchase the property at the end of 3 years.

West Cap WI HOME Program
Up to 5% of the purchase price in Barron, Chippewa, Dunn, Pierce, Polk and St. Croix Counties.
West Cap Website